Dental Insurance & Billing

It is the goal of our dental practice to provide the best possible care for you. We do realize that financial arrangements can be a very valid concern. Therefore, we offer several financial options to you, our valued patient. We are happy to work with you to plan the most appropriate arrangements for your budget. We want you to be able to enjoy the benefits of dental health!

Our office understands the value of dental insurance benefits to our patients and although we expect payment at the time of service, as a convenience to our patients with dental insurance, our office will gladly submit the charges to your insurance carrier at no extra cost. The insurance carrier will then reimburse you directly. For those plans we are contracted with your payment portion is due at the time of service and we will bill your insurance for the contracted rate. Any remaining balance after your insurance has paid is your responsibility.

Please understand that your insurance is a contract between you and the insurance company. The benefits you receive are determined by how much you or your employer pays for the plan and insurances will rarely cover all costs. Some companies pay fixed allowances for certain procedures and others pay a percentage of the charge. Please be aware of your financial responsibilities under the terms of your insurance policy and we are happy to help you with any questions you may have.


Cash or Check – A 5% courtesy accounting reduction on fees in excess of $500.00 can be applied. To take advantage of the accounting reduction, payment must be in the form of cash or check and must be received in 1 or 2 payments.

Major Credit Cards-Visa, Mastercard and Discover

Pre-authorized Credit Card payments may be applied in order to break up your payments over the course of several months. These arrangements must be made in advance of any treatment being performed.


The Elm Savings Plan allows individuals and families to receive quality dental care from a dentist they know and trust. This membership plan allows you to have the same benefits you have come to expect but at a reduced rate dependent on the monthly plan you participate in.

This is not an insurance but an opportunity provided to you by your dental office. This plan provides significant benefits for you and your family to get coverage up to 100% for preventative and diagnostic services.

Care Credit

CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can use CareCredit for your family, and your favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. For over 20 years, they’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

We are here to help! Please call for more information about financing your oral health needs in our office!